Can you claim ESA and PIP?

We will use your email address only for sending you newsletters. Please see our Privacy Notice for details of your data protection rights.

ESA, or Employment and Support Allowance, is a benefit for people younger than State Pension age who are having difficulty finding work due to a long-term medical condition or disability. It is a basic income replacement benefit paid instead of wages. PIP, or Personal Independence Payments, are intended to help those who are ill or disabled cover extra day-to-day costs incurred due to their condition.

Can you claim ESA and PIP at the same time?

ESA and PIP are both benefits that help people in need due to disability or sickness, which differs from other benefits like Universal Credit.

Although you won’t be able to claim ESA alongside all other benefits, you can claim it with PIP.

You won’t be able to get ESA at the same time as Jobseeker’s Allowance (JSA) or Income Support, however, as the two broadly cover the same area.

Claimants also won’t be able to get Statutory Sick Pay alongside their ESA money.

How do I claim ESA?

Most claims are for the “new style” ESA.

To get the new style ESA, you need to have both:

  • Worked as an employee or been self employed
  • Paid enough National Insurance contributions, usually in the last two to three years (National Insurance credits also count)

You are advised to check your National Insurance record for any gaps.

You won’t be able to get the new style ESA if you:

  • Get the severe disability premium, or are entitled to it
  • Get or were entitled to the severe disability premium in the last month, and you’re still eligible for it.

DON’T MISS
How often is PIP reviewed? [EXPLAINED]
PIP payment rates: How much PIP could you be eligible for? [REPORT]
What other benefits can I claim with PIP? [INSIGHT]

You also can’t get the ‘new style’ ESA if you’re getting Statutory Sick Pay from an employers.

You can apply for ESA up to three months before your SSP is due to end, and you’ll get the Employment Support benefits as soon as the sick period ends.

Claimants can also apply for Universal Credit at the same time or instead of ESA.

Universal Credit can be handy to help with a number of costs, including housing and childcare.

If you want to apply for contribution-based ESA, you will be able to apply if you’ve been employed or self employed and paid National Insurance contributions in the last two to three years.

National Insurance credits can also count to get you over the line.

If you have not paid enough National Insurance contributions in the last two to three years, you could be able to get income-related ESA.

You cannot get income-related ESA if you have savings or investments worth more than £16,000.

Source: Read Full Article