Child Benefit UK: How payments could be reduced or stopped altogether

Child Benefit is issued by HMRC every four weeks to eligible families. In order to qualify, one must be responsible for raising a child who is under 16, or under 20 if they stay in approved education or training. Claiming for the eldest or only child can bring in a sum of £21.05 per week.

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For additional children, the sum drops, but still provides £13.95 per child, per week.

Child Benefit is usually paid out every four weeks on a Monday or a Tuesday, only differing if there are changes due to a bank holiday.

This enables parents and guardians to efficiently keep track of when their entitlement is due, and to raise concerns if the sum does not hit their bank account.

In the same vein, it is important to look out for reasons why the payment could be reduced or stopped. 

The government has outlined the main reasons why a claimant may not receive their payment, and these should be studied before a complaint is raised. 

Payments could be stopped if a person does not tell the Child Benefit Office their bank has changed, or about their child’s education plans after they turn 16.

Payments could also be stopped if a person does not reply to a letter from the Child Benefit Office.

And another reason is if a child now lives with someone else, as payments only continue for eight weeks if this circumstances applies.

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It is important to note that Child Benefit is not paid on an indefinite basis.

Changes in circumstances must be reported to HMRC as soon as possible in order to ensure claimants receive the right amount.

HMRC must be contacted in the following circumstances: 

  • If a child age 16-20 leaves education or training
  • If a child aged 16 or over starts working for more than 24 hours a week
  • If a child aged 16 or over starts getting income-based Jobseeker’s Allowance, Universal Credit, tax credits, Income Support or Employment and Support Allowance
  • If a child gets married or forms a civil partnership
  • If a child dies or goes missing

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The amount of Child Benefit a person receives could ultimately be reduced depending on their earnings. 

If a person earns between £50,000 and £60,000, they will need to pay back one percent of the family’s Child Benefit for every £100 earned over £50,000.

But it is bad news for those who are earning over the £60,000 sum.

These people will be forced to pay all of their Child Benefit sum back to the DWP through income tax, meaning they will be left with no benefit.

However, people are still encouraged to fill out the CH2 form regardless of their earnings. 

This is because Child Benefit can give claimants national insurance credits which can help boost a state pension.

If a person disagrees with a decision made about Child Benefit, needs to make a complaint, or requires further help, they are encouraged to reach out to the Child Benefit Office. 

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