PIP explained: What is PIP?

If you need extra help because of an illness, disability or mental health condition you could get Personal Independence Payment. You don’t need to have worked or paid National Insurance to qualify for PIP, and it doesn’t matter what your income is, if you have any savings or you’re working.

What is PIP?

PIP is a monthly benefit payment from the Government for people with physical or mental disabilities who may need extra financial help to cope with their condition.

It is not based on your specific disability, rather your circumstances and your ability to be able to complete daily tasks.

It can help to pay for extra care or extra facilities you may need to help you get around.


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If you get or need help with any of the following because of your condition, you should consider applying:

  • preparing and cooking food
  • eating and drinking
  • managing your treatments
  • washing and bathing
  • managing toilet needs or incontinence
  • dressing and undressing
  • communicating with other people
  • reading and understanding written information
  • mixing with others
  • making decisions about money
  • planning a journey or following a route
  • moving around

Am I eligible for PIP?

To be eligible for PIP you need to be aged between 16 and your State Pension age.

You must also:

  • find it hard to do everyday tasks or get around because of a physical or mental condition – you can make a claim whether you get help from another person or not
  • have found these things hard for three months and expect it to continue for another nine months
  • usually be living in England, Scotland or Wales when you apply
  • have lived in England, Scotland or Wales for at least two years – unless you’re a refugee or an immediate family member of a refugee

The rules are different for those with terminal illnesses.

If you are terminally ill, the threshold for how long you have been struggling for does not apply.

How much can I get?

PIP is made up of two components called daily living and mobility.

Each of these can be paid at either a standard or enhanced rate.


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You can get the following amounts depending on your circumstances:

  • Daily living – standard rate: £59.70
  • Daily living – enhanced rate: £89.15
  • Mobility – standard rate: £23.60
  • Mobility – enhanced rate: £62.25

You won’t be taxed on the PIP you get, and if you or any dependents who live with you get PIP, you won’t be affected by the Benefit Cap.

PIP is paid every four weeks, unless you are terminally ill, in which case it is paid every week.

How do I claim PIP?

There are three stages to your claim:

  • Start your claim by calling the DWP on 0800 917 2222
  • Fill in the claim form they send you
  • Go to a face-to-face assessment (you do not need to do this if you are terminally ill)

It can take up to two weeks for the DWP to send you a PIP claim form.

You will need to send the form back within the time frame the DWP sets for you, otherwise, they will end your claim.

You’ll need to have this information to hand when calling:

  • your full name, address and phone number
  • your National Insurance number
  • your bank or building society account details
  • contact details of your GP or other health professionals you deal with
  • the dates and details of any stays in hospital or residential care
  • your nationality or immigration status
  • if you’ve been abroad for more than four weeks at a time in the last three years

You will be asked if you have any conditions relating to your mental health, a learning difficulty or behavioural condition.

These questions are only asked to check if you need any additional help or support with your claim.

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