PIP: Is PIP means-tested? How much can you have in savings to claim?

Martin Lewis discusses universal credit help for those on PIP

Personal Independence Payment (PIP) is a Government benefit, and it is made up of two parts – the daily living part and the mobility part. The weekly rate for the daily living part of PIP is either £59.70 or £89.15, while the weekly rate for the mobility part of PIP is either £23.60 or £62.25. People who apply for PIP need to be assessed, in order to work out the level of support they can receive.

Is PIP a means-tested benefit?

PIP payments are not based on what condition people have, or what medication they are taking.

PIP is decided based on how much help a claimant needs, because of how their condition affects them.

People can get PIP whether they are working or are not, providing they are aged 16 or over and are under State Pension age.

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The eligibility criteria for PIP states claimants must have a health condition or disability which has caused difficulties with daily living and/or difficulties getting around for three months.

People applying for PIP must also expect these difficulties to continue for at least nine months to claim.

People normally need to have lived in England, Scotland or Wales for at least two out of the last three years to claim PIP, and be in one of these countries when they make their application.

Citizens Advice explain PIP claimants are assessed based on the level of help they need with specific activities.

For example if someone needs help cooking food, eating or drinking, managing treatments or moving around, they may be eligible for PIP.

Further examples of the kinds of activities people eligible for PIP may need help with are listed on the Government website HERE. 

Unlike other benefits, such as Universal Credit, PIP is not a means-tested benefit.

This means eligible claimants can receive PIP payments regardless of their earnings.

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How much can you have in savings to claim?

How much a claimant has in savings does not impact eligibility for PIP.

The Money Advice Service explains: “Personal Independence Payment (PIP) helps with the extra costs of disability or long-term health conditions for people aged 16 and over.

“It is a non-means tested benefit. So getting it doesn’t matter how much you earn, or whether you have savings or capital.”

How do you claim PIP?

People can make a new claim for PIP by calling the Department for Work and Pensions (DWP).

The DWP can be contacted for PIP claims on the following details from Monday to Friday, 8am to 5pm:

Telephone: 0800 917 2222
Textphone: 0800 917 7777
Relay UK (if you cannot hear or speak on the phone): 18001 then 0800 917 2222
Calling from abroad: +44 191 218 7766
Monday to Friday, 8am to 5pm

A video relay service for British Sign Language (BSL) users is also available on the Government website.

PIP claims can also be made via post, with further details outlined on the Government website HERE. 

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