PIP rates: Does PIP affect Universal Credit?

PIP and Universal Credit are key benefits for those in the UK. Universal Credit is a general benefit for those out of work or on low incomes, while PIP is for those with disabilities or illness who need help getting on in everyday life. Claiming multiple benefits can reduce the overall amount you get, and some benefits are not compatible with each other, so it’s important to know which benefits can be claimed together before you put in an application.

What is PIP?

If you need extra help because of an illness, disability or mental health condition you could get Personal Independence Payment.

You don’t need to have worked or paid National Insurance to qualify for PIP, and it doesn’t matter what your income is, if you have any savings or you’re working.

To be able to claim PIP, you must have a long term health condition or disability that affects your ability to function as a person without your condition does in everyday life.

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It is not based on your specific disability, rather your circumstances and your ability to be able to complete daily tasks.

It can help to pay for extra care or extra facilities you may need to help you get around.

There are two components of PIP:

  • a daily living component
  • a mobility component

Each component can be paid at either:

Standard rate – where your ability to carry out daily living/mobility activities is limited by your physical or mental condition.

Enhanced rate – where your ability to carry out daily living/mobility activities is severely limited by your physical or mental condition.

What is Universal Credit?

Universal Credit is a state benefit designed to help those in and out of work with living costs.

The scheme has been a lifeline for those who, throughout the coronavirus crisis, have been unable to find work or have been laid off and not put on furlough.

You can get Universal Credit if:

  • You are on low income or are out of work
  • You are 18 or over
  • You are under state pension age, or your partner is
  • You and your partner have less than £16,000 in savings
  • You live in the UK

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The amount of Universal Credit you can get has also gone up due to the coronavirus crisis.

This means that for a single Universal Credit claimant, aged 25 and over, the standard allowance has increased from £317.82 to £409.89 per month.

If you are single and under 25, you will now receive £342.72 per month, up from £251.77.

If you and your partner are joint claimants who are both under 25, you will now get £488.59, instead of £395.20.

Or, if you are over 25, you and your partner will receive £594.04, up from £498.89.

Can I claim Universal Credit and PIP together?

If you’re getting Personal Independence Payment (PIP) or Disability Living Allowance (DLA), it will continue to be paid along with your Universal Credit payment.

You get these benefits if your condition is severe enough for you to qualify for them, and it does not affect the amount you get in Universal Credit.

You will have to make separate claims for each benefit as they are assessed differently.

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