State pension age review is due on this date – government committed to reviewing changes

State pension ages have been a touchy subject over the last few years as some groups have been unhappy with recent changes. One clear example of this comes from the “Women Against State Pension Inequality” group, or WASPI for short.


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This group campaigns against the way in which state pension ages have been altered in recent years. The state pension age for women born between 1950 and 1955 was due to be raised from 60 to 65 so that men and women could receive it at the same time.

However, backlash quickly arose as this was meant to happen gradually over 10 years from 2010 but the government sped up the process in 2011, catching many women within this age group off-guard.

Ever since this occurred, the WASPI campaign has been challenging the government on the decision.

The government have addressed this many times, with costs to the taxpayer being the main reason given.

However, there is an official review of state pension ages on the horizon which the government is committed to.

The government has made a commitment to review the state pension age every five years. These reports look into various factors which go beyond the basic costs.

In the previous report, analysis was given to life expectancy projections and reports on wider factors from independent bodies were examined.

The last report came out in 2017. This means that, so long as the government stick to their five year commitment, the next state pension age review will come in 2022.

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People who are on track to retire beyond 2028 will likely want to pay attention to this report when it comes out.As the government detailed in the last report, they did not re-examine the existing timetable for increases up to April 2028.

The next increase in state pension age according to this timetable concerns both men and women born between 6 June 1954 and 5 July 1954.For these people the state pension date will be increasing from 65 to 66 and they will reach state pension age specifically on 6 March 2020.

It can be confusing for people to work out when they’ll reach state pension age with all these dates and changes to rules. Thankfully, the government provide assistance in this area with a state pension age calculator.

From the get go, the tool details that state pension is usually received at a different time than personal or workplace pensions.On top of this, the tool highlights once again that state pension age is worked out based on gender and date of birth.


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The calculator is easy to use as it utilised a drop down option system. The first question simply asks for the users age. It will then ask for the users gender and this is the final part of the two step process.

The next screen details the earlier date that state pension can be received, along with what the users age will be at that date.

Interestingly, this page highlights that state pension age is under review which is repeated throughout the process. It appears that the government wants to make people as aware as possible about the possible changes that could happen.

On top of this tool, the government provides calculators for helping people work out if they can retire early with their personal pensions as well as services dedicated to increasing state pension amounts.

The user can find out how much state pension they’ll receive by providing certain information. If the user is worried that the final figure presented will not be enough in retirement they have further options.

The government provide further guidance on increasing state pensions through a process called deferment and information is provided on what kind of financial support is available in later years.

The government is of course not the only option to turn to on this matter. There are various organisations and charities that can provide useful advice and tips. There are also countless private pension and wealth management specialists who can help people organise their specific financial affairs, although this is usually the priciest option.

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