Universal Credit: Who can claim Universal Credit? Am I entitled?

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Universal Credit claims have soared in recent months due to the coronavirus pandemic. The Chancellor of the Exchequer, Rishi Sunak, also warned further unemployment would be likely as the UK has now entered a recession for the first time in 11 years.

Who can claim Universal Credit?

It is a misconception that only people who are unemployed can apply for Universal Credit.

Universal Credit is not just for the unemployed, as it can also help support people who are on a low income.

Universal Credit payments differ depending on the claimant’s personal circumstances.

The Government website explains you may be able to get Universal Credit if the following criteria applies to you:

  • you’re on a low income or out of work
  • you’re 18 or over (there are some exceptions if you’re 16 to 17)
  • you’re under State Pension age (or your partner is)
  • you and your partner have £16,000 or less in savings between you
  • you live in the UK

Are you entitled to Universal Credit?

You can use a benefits calculator to see what benefits you may be eligible for.

The Government website outlines a number of benefit calculator websites you can use HERE.

The websites are free to use and are anonymous, and can help you find out how and what benefits you could claim.

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How much Universal Credit will I get?

Universal Credit consists of a standard allowance, but claimants may be eligible for extra payments depending on circumstances.

For example, you may get extra Universal Credit if you have children, or have a disability or health condition.

You may also get additional Universal Credit payments if you need help paying your rent.

Your Universal Credit payments will be dependent on your earnings.

Every month you are claiming Universal Credit you will be subject to an assessment period.

Changes in your income and circumstances will be reflected in your Universal Credit payment for each assessment period.

You can use a benefits to calculator to find out how much Universal Credit you could receive.

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