When will I get my State Pension?

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State Pension claimants have different times when they can receive their hard-earned retirement. Over the years, the rules around State Pension have shifted, including the amount and age retirees may claim it. Currently, dates vary by generation, and they will do so again in the future.

When can people claim a State Pension?

People may claim a State Pension only once they reach an age set by the Government.

They currently have two types of available pension, the basic and new State Pension.

The basic State Pension age remains set, while the new State Pension is subject to change.

According to the Government’s website, outlining who is eligible for the pension, people can only claim State Pension if they are:

A man born before April 6, 1951

A woman born before April 6, 1953

Anyone born within this time will have already started claiming their State Pension.

Only those born after the dates specified for the basic State Pension can claim the new State Pension.

They can only take it once they reach State Pension age, which changes every so often.

Steady rises over the years mean the current State Pension age for men and women born between October 6, 1954, and April 5, 1960, is now 66.

The age will only continue to increase in the coming years.

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Those born after April 1960 will likely receive their pension aged 67 from 2026 to 2028.

But these plans may shift forward to 2037 or 2039, with another increase to 68 between 2044 and 2046.

Anyone aged under 30 at present may face retiring later than ever at age 70.

The current Government has pledged to keep a “triple lock” on pensions which sees the amount people receive increase every year by average earnings, inflation or 2.5 percent.

Chancellor Rishi Sunak promised it would stay put this year despite anticipated changes due to COVID-19.

He told LBC radio the amount would not see any significant change in 2020.

Mr Sunak said: “Yes, our manifesto commitments are there and that is very much the legislative position.

“We care very much about pensioners and making sure they have security, and that’s indeed our policy.”

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